Real people invested to make a genuine difference for you.

About

Virtue Capital Finance exists with the integrity to source genuine ways to make a positive impact to our customers financial future.  Whether it is growing or protecting your financial future, we have you covered with a focus on working with you to achieve your goals.  Not only will we help you find the right finance for your home, and offer you options for protecting your ability to meet financial obligations, but we will continue to review and look after your financial needs throughout your changing life journey to help secure your financial future.

Our Team

 
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Jarrod Ryder

Dip. Finance and Mortgage Broking Management

Jarrod’s succinct method of reviewing client’s financial needs means that he will evaluate multiple lending structures and options to assist clients in making an informed decision on a solution that meets their needs. 

With a focus on developing lifelong relationships, Jarrod will continue to review and revisit your lending structure regularly after settlement to ensure you remain with a suitable product. His passion for making a verifiable difference means he will seek to understand your broader life circumstances and holistic financial position to integrate debt and lending strategies to maximise outcomes with integrity and careful diligence. With a broad and varied financial industry background, Jarrod understands and highlights the need to align the appropriate products to match client needs and behaviours. 

Jarrod as Credit Representative 522691 is authorised under Australian Credit Licence 389328.

 
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James Malhi

B. Comm (Acc & Fin), Adv. DFP

James is available via a referral arrangement to cater to the advice related needs of our clients. His careful but proactive approach means he can manage clients’ investments and recommend effective wealth generating opportunities for the long term. His success has been built on deep knowledge of asset markets, careful investigation of each client’s goals and his extensive professional network, which enable him to access the latest ideas and recommend bespoke investment plans.

James prides himself on his ability to form close and long-lasting partnerships with clients, to whom he offers the complete spectrum of investment strategies, tailored to build and preserve wealth. James backs all his recommendations with a full account of risks and rewards and solidifies his partnership with clients through diligent ongoing support and advice. James can skilfully diversify and create investment portfolios that are unique to your risk tolerance and goals. 

Malhi Wealth Management Pty Ltd (ABN 56 973 759 569) t/a Malhi Private Wealth is a Corporate Authorised Representative of Provident Advisory Pty Ltd ABN 97 633 777 492 AFSL 549697 trading as Provident Advisory.